North America · Caribbean
Bermuda
Bermuda is very safe, well run and easy to get around by bus and ferry without a car, with good healthcare and well-known pink-sand beaches. It is also among the most expensive islands in the world, with housing, food and imported goods all carrying large premiums, and its former remote-work programme has closed. Longer stays now go through an annual residence permission, which is applied for in advance. It sits in the Atlantic, well north of the Caribbean islands it is usually grouped with, so winters are cooler and quieter, and the warm season runs from April to October. The community is close-knit and takes effort to join on a longer stay.
Nomad quick facts
$5940/mo
$9500/mo
133.7 Mbps
1.75 (#55 of 190)
Moderate
Apr–Oct
Not available
63.6 / 100
Score breakdown
Very safe, good public transport, good healthcare, beaches and warm-season climate.
Extremely high cost of living, small close-knit community, no dedicated remote-work visa, longer stays need a residence permission.
Cost of living in Bermuda
Bermuda is one of the world's most expensive island destinations, with housing, food and imported goods carrying substantial premiums. Hamilton and the surrounding areas are particularly costly, while longer-term accommodation farther from the center can offer somewhat better value. An excellent bus and ferry network helps reduce transport costs, but Bermuda remains a high-budget destination overall.
Estimated monthly cost
Single
$5,940/mo
Couple
$9,500/mo
Cost score inputs
Livingcost
0/100
WB PLI
144.1
Score blends a nomad-realistic monthly cost estimate (built from livingcost.org data, adjusted for short-term nomad spending like furnished housing, coworking, and eating out) with the World Bank's Household Consumption Price Level Index, a broader cross-country cost benchmark. Countries without World Bank price-level data are scored on the livingcost estimate alone. Prices displayed in USD.
The nomad cost estimate reflects a realistic single/couple monthly budget, not a bare local cost of living — actual spending still varies with lifestyle and location within a country.
Sources: livingcost.org · World Bank Household Consumption Price Level Index · Independent nomad cost estimates
Internet in Bermuda
Bermuda has fast download and upload speeds with relatively low latency, making it well suited to remote work and video calls; island-wide outages can still occur, including a 2026 outage that affected about 15% of broadband customers.
Download speed
133.7 Mbps
Blends download speed (Ookla Speedtest Global Index) with upload speed and latency (Cloudflare Radar). Speeds are scored between 10 Mbps (0) and 200 Mbps (100); latency counts the opposite way — lower is better. A missing metric doesn't penalize a country, it's scored on whatever data is available.
A national average — city and neighbourhood speeds vary, especially outside major hubs.
Get an eSIM for arrival →Sources: Ookla Speedtest Global Index · Cloudflare Radar
Safety in Bermuda
Bermuda is very safe, with low crime across Hamilton and the rest of the island; petty theft is uncommon, and normal precautions are more than sufficient.
Global safety rank
#55 of 190
Estimated safety score
1.75 (lower = safer; not covered by the Global Peace Index)
Blends three published safety indices: the Global Peace Index, the WJP Rule of Law Index (Order & Security factor), and the Gallup Global Law and Order Index. Places the Global Peace Index doesn't cover use our own estimate, based on regional peers and crime data. Each is rescaled 0-100 and combined with weights favoring GPI and Gallup slightly over WJP. Not every country is tracked by all three — the blend adjusts to whichever are available (weights are renormalized) rather than penalizing a country for a missing source, though a country tracked by fewer sources carries lower confidence.
As this is national average data, be aware that safety varies significantly by city and region within a country.
Get nomad insurance →Sources: Global Peace Index (Institute for Economics & Peace) · WJP Rule of Law Index (World Justice Project) · Gallup Global Law and Order Index
Tourism & infrastructure in Bermuda
Hamilton's business scene and Horseshoe Bay's pink sand give Bermuda real range for a small island, backed by one of the best-known nomad visa programs anywhere. This is among the most expensive places on Earth to live, so it really suits well-funded remote workers rather than budget travelers.
Within-city transit
Moderate
Between-city transit
Moderate
Subtropical; mild, humid and breezy, with warm summers and mild winters moderated by the ocean.
Best months: Apr–Oct
Bermuda has a genuinely useful public transit system by island standards: a comprehensive network of pink government buses and fast ferries connects the whole territory, which matters because visitors cannot rent cars. Scooters, taxis and a minibus service fill the gaps, and the former railway is now a scenic trail. Hamilton and St. George's are compact and walkable.
A weighted blend of published indices: the World Economic Forum's Travel & Tourism Development Index (weighted highest — the strongest predictor of appeal), Numbeo's Quality of Life Index, the World Happiness Report, Gallup's day-to-day enjoyment data, the EF English Proficiency Index, and a public transit assessment covering both within-city and between-city transport. Not every country is scored on all six — the blend adjusts to whichever are available rather than penalizing a country for a missing one.
Sources: WEF Travel & Tourism Development Index · Numbeo Quality of Life Index · World Happiness Report · Gallup · EF English Proficiency Index · Public transit assessment
Bermuda visa and entry rules for digital nomads
Tourist entry — USA passport
Visa-free — 180 days
Tourism Visa Note
Proof of onward or return travel and a completed arrival/immigration form are required, even without a visa.
Working remotely in Bermuda on tourist entry
Visitors are not allowed to look for work, according to UK government travel advice. Remote work for a foreign employer is not addressed. Source
Border runs and re-entry
The allowance is counted across any 12-month period, so a border run does not reset it. Source
Digital nomad visa
Closed — former remote-work programme
Other long-stay options
"Permission to Reside on an Annual Basis", for up to five years.
Visa and entry requirements can change. Check the latest information from official government sources before travelling; eligibility, documents and permitted activities depend on your nationality and personal circumstances.
Tax & residency in Bermuda
Tax-residency timing
No personal income tax; no individual income-tax residence threshold identified
How the day count works
No personal income tax residence day-count test identified
Other residency triggers
Payroll tax may apply to local employers and self-employed persons; immigration residence status is separate
Remote work before residence
May be taxable. Bermuda has no personal income tax, but local employment remuneration may be within the payroll-tax system, including employee withholding
If you become tax resident
Not applicable to personal income tax; Bermuda levies payroll tax on employers and certain self-employed persons
What this usually means for nomads
A temporary stay does not generally create local personal income tax because Bermuda has no individual income tax. Local employment or self-employment can still involve payroll tax. Work status, the employer's Bermuda connection and foreign tax ties matter
Tax rules can change and depend on your residency status, income structure, time spent in the country and applicable tax treaties. This information is general only and is not financial or tax advice. Consult a qualified tax professional before relying on it.
Top cities for nomads in Bermuda
Hamilton is the capital and business hub, with most of the housing, dining and coworking. St. George's is a quiet, historic town in the east, and Southampton and Sandys parishes have the best-known beaches.
Capital & largest; business & coworking hub, dining, ferries; compact, very high CoL.
Historic UNESCO east-end town; charming, cobbled, quiet, near the airport.
South-shore beaches; Horseshoe Bay pink sand, resorts, scenic.
West-end parish; beaches, Royal Naval Dockyard, lively & scenic.