🇿🇲 Zambia

Zambia maintains low baseline living expenses, offering high purchasing power for foreign currency holders. Basing in Lusaka or Livingstone provides access to cheap local markets, affordable domestic services, and low mid-term apartment rentals.

Score is based off objective cost-of-living data with World Bank and C2ER Cost of Living Index. The limitation of this data is that it tracks spending of locals, which will be far less than travelers. We applied a nomad-realistic monthly cost estimate to make the amount more accurate. Prices displayed in USD.

World Bank figures reflect national average consumption, which can run high in countries with large wealth gaps (e.g. the US) — the nomad estimate aims to correct for this. Likewise, lower CoL countries will have very low local spending figures, and will not reflect the spending patterns of travelers or nomads.

Sources: C2ER Cost of Living Index · World Bank ICP 2021 · Independent nomad cost estimates

Zambia covers basic communication needs in Lusaka, but lower average speeds and elevated response latency make high-bandwidth remote tasks challenging.

Blends download speed (Ookla Speedtest Global Index) with upload speed and latency (Cloudflare Radar). Speeds are scored between 10 Mbps (0) and 200 Mbps (100); latency counts the opposite way — lower is better. A missing metric doesn't penalize a country, it's scored on whatever data is available.

A national average — city and neighbourhood speeds vary, especially outside major hubs.

Sources: Ookla Speedtest Global Index · Cloudflare Radar

Zambia is generally safe for nomads, with Lusaka and Livingstone both manageable with standard city precautions; wildlife encounters near national parks are a more relevant risk than crime for most visitors.

Blends three published safety indices: the Global Peace Index, the WJP Rule of Law Index (Order & Security factor), and the Gallup Global Law and Order Index. Each is rescaled 0-100 and combined with weights favoring GPI and Gallup slightly over WJP. Not every country is tracked by all three — the blend adjusts to whichever are available (weights are renormalized) rather than penalizing a country for a missing source, though a country tracked by fewer sources carries lower confidence.

As this is national average data, be aware that safety varies significantly by city and region within a country.

Sources: Global Peace Index (Institute for Economics & Peace) · WJP Rule of Law Index (World Justice Project) · Gallup Global Law and Order Index

Livingstone's side of Victoria Falls and South Luangwa's uncrowded walking safaris make Zambia a genuinely spectacular wildlife destination. It isn't set up for remote work, though, so this is best treated as a premium trip rather than somewhere to base long-term.

A weighted blend of published indices: the World Economic Forum's Tourism Development Index (weighted highest — the strongest predictor of appeal), Numbeo's Quality of Life Index, the World Happiness Report, Gallup's day-to-day enjoyment data, the EF English Proficiency Index, and a public transit assessment covering both within-city and between-city transport. Not every country is scored on all six — the blend adjusts to whichever are available rather than penalizing a country for a missing one.

Sources: WEF Tourism Development Index · Numbeo Quality of Life Index · World Happiness Report · Gallup · EF English Proficiency Index · Public transit assessment

Visa and immigration laws are rapidly changing, always double-check official sources. Tax figures are estimated only — actual liability depends on your residency status, income structure, and tax treaties. Consult a tax professional prior to travel.