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North America · Caribbean

🇧🇲 Bermuda

#140 of 203 overall~$6060/mo (single)

Bermuda — Atlantic, not Caribbean, and a quick hop off the US East Coast — offers pink-sand beaches, tax-free income, top-notch healthcare and safety, plus one of the best-known nomad programs ('Work From Bermuda,' a one-year residential certificate). The defining catch is cost: it's among the most expensive places on Earth to live, so it really suits well-funded remote workers. Being Atlantic, its winters (December–March) are cooler, quieter and cheaper than the warm April–October season, and the small, close-knit society can take effort to break into.

Nomad quick facts

Cost (single)

$6060/mo

Cost (couple)

$9700/mo

Internet speed

133.7 Mbps

Safety

1.75 (#58 of 190)

Public transit

Moderate

Best months

Apr–Oct

Digital nomad visa

Not available

Nomad score

63.4 / 100

Score breakdown

0Cost
87Internet
70Safety
80Tourism
80Visa
Why nomads love it

Beautiful beaches and warm climate, Excellent healthcare system, Low crime rate, Specific "One-Year Residential Certificate" for digital nomads

Watch out for

Extremely high cost of living, Small size and close-knit community can make it difficult to adjust, Strict immigration laws can limit long-term stay

Cost of living

0/ 100 score

Bermuda ranks among the most expensive island destinations globally, driven by steep import duties and high real estate pricing. Remote workers lower daily burn rates by securing long-term mid-island rentals and utilizing public ferry and bus systems.

Estimated monthly cost

Single

$6,060/mo

Couple

$9,700/mo

Local spending breakdown

Housing & utilities

$1,574/mo

Food & groceries

$351/mo

Dining & hotels

$170/mo

Score is based off objective cost-of-living data with World Bank and C2ER Cost of Living Index. The limitation of this data is that it tracks spending of locals, which will be far less than travelers. We applied a nomad-realistic monthly cost estimate to make the amount more accurate. Prices displayed in USD.

World Bank figures reflect national average consumption, which can run high in countries with large wealth gaps (e.g. the US) — the nomad estimate aims to correct for this. Likewise, lower CoL countries will have very low local spending figures, and will not reflect the spending patterns of travelers or nomads.

Sources: C2ER Cost of Living Index · World Bank ICP 2021 · Independent nomad cost estimates

Internet

87/ 100 score

Bermuda has fast download and upload speeds with relatively low latency, making it well suited to remote work and video calls; island-wide outages can still occur, including a 2026 outage that affected about 15% of broadband customers.

Download speed

133.7 Mbps

Blends download speed (Ookla Speedtest Global Index) with upload speed and latency (Cloudflare Radar). Speeds are scored between 10 Mbps (0) and 200 Mbps (100); latency counts the opposite way — lower is better. A missing metric doesn't penalize a country, it's scored on whatever data is available.

A national average — city and neighbourhood speeds vary, especially outside major hubs.

Sources: Ookla Speedtest Global Index · Cloudflare Radar

Safety

70/ 100 score

Bermuda is very safe, with low crime across Hamilton and the rest of the island; petty theft is uncommon, and normal precautions are more than sufficient.

Global safety rank

#58 of 190

Peace Index score

1.75 (lower = safer)

Blends three published safety indices: the Global Peace Index, the WJP Rule of Law Index (Order & Security factor), and the Gallup Global Law and Order Index. Each is rescaled 0-100 and combined with weights favoring GPI and Gallup slightly over WJP. Not every country is tracked by all three — the blend adjusts to whichever are available (weights are renormalized) rather than penalizing a country for a missing source, though a country tracked by fewer sources carries lower confidence.

As this is national average data, be aware that safety varies significantly by city and region within a country.

Sources: Global Peace Index (Institute for Economics & Peace) · WJP Rule of Law Index (World Justice Project) · Gallup Global Law and Order Index

Tourism & infrastructure

80/ 100 score

Hamilton's business scene and Horseshoe Bay's pink sand give Bermuda real range for a small island, backed by one of the best-known nomad visa programs anywhere. This is among the most expensive places on Earth to live, so it really suits well-funded remote workers rather than budget travelers.

Within-city transit

Moderate

Between-city transit

Moderate

Climate

Subtropical; mild, humid and breezy, with warm summers and mild winters moderated by the ocean.

Best months: Apr–Oct

Transit

Bermuda has a genuinely useful public transit system by island standards: a comprehensive network of pink government buses and fast ferries connects the whole territory, which matters because visitors cannot rent cars. Scooters, taxis and a minibus service fill the gaps, and the former railway is now a scenic trail. Hamilton and St. George's are compact and walkable.

A weighted blend of published indices: the World Economic Forum's Tourism Development Index (weighted highest — the strongest predictor of appeal), Numbeo's Quality of Life Index, the World Happiness Report, Gallup's day-to-day enjoyment data, the EF English Proficiency Index, and a public transit assessment covering both within-city and between-city transport. Not every country is scored on all six — the blend adjusts to whichever are available rather than penalizing a country for a missing one.

Sources: WEF Tourism Development Index · Numbeo Quality of Life Index · World Happiness Report · Gallup · EF English Proficiency Index · Public transit assessment

Visa & entry

Tourist entry — USA passport

Visa-free — 180 days

Digital nomad visa

Visa and immigration laws are rapidly changing, always double-check official sources. Tax figures are estimated only — actual liability depends on your residency status, income structure, and tax treaties. Consult a tax professional prior to travel.

Top cities for nomads in Bermuda

HamiltonCapital

Capital & largest; business & coworking hub, dining, ferries; compact, very high CoL.

St. George'sHidden Gem

Historic UNESCO east-end town; charming, cobbled, quiet, near the airport.

Southampton ParishHidden Gem

South-shore beaches; Horseshoe Bay pink sand, resorts, scenic.

Sandys ParishPopular

West-end parish; beaches, Royal Naval Dockyard, lively & scenic.

Book your stay early to save

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